HENDRATMOKO. STRATEGI KOLABORASI MODEL PENILAIAN KREDIT ALTERNATIF DIGITAL PADA LEMBAGA KEUANGAN MIKRO. Jurnal Manajemen, [S. l.], v. 11, n. 2, p. 18–26, 2022. DOI: 10.46806/jm.v11i2.871. Disponível em: https://jurnal.kwikkiangie.ac.id/index.php/JM/article/view/871. Acesso em: 2 nov. 2025.